Community Health Plan of the Siskiyous
Locally governed health coverage
For Your Quality of Life in Siskiyou County and Beyond
Why a Community Health Plan?
Lack of affordable health coverage has been longstanding in rural communities around the nation, including Siskiyou County.
As a result, uninsured employers lose productivity and uninsured families lose income due to illness or injury everyday.
In Siskiyou County, more than one in four adults (27%) aged 18 – 64 are completely without health care coverage. This means:
- They do not have individual health insurance.
- They have no employer-sponsored coverage.
- They earn too much to qualify for Medi-Cal.
These neighbors, friends and family members currently face high out-of-pocket costs for care.
Consider the impacts:
1. Families choosing to postpone preventive care or early intervention which often leads to worsening conditions and a need for higher level, more expensive care.
2. Lost workforce productivity due to longer recovery times associated with postponing primary care,
3. Uncompensated care at safety-net providers, in particular community hospital emergency rooms.
4. No personal protection from high costs of advanced health care diagnostic and therapeutic services.
5. One in two personal bankruptcies result from serious health problems.*
*Source: The Fragile Middle Class, Americans in Debt, Elizabeth Warren, Harvard Law School, Smith Business Solutions.
Because of this, Community Health Plan of the Siskiyous (CHPS) was created in 1994 by a group of concerned community leaders as a locally governed, nonprofit health plan. From the beginning, our objective has been to bring affordable health benefits to local business owners and their employees who have been unable to access higher priced products.
We are delighted to bring a new health plan option to Siskiyou County.
Fortunately, many out-of-pocket costs can be off-set by a CHPS affordable health plan.
CHPS combines affordable health plan products with a large network of preferred providers in Siskiyou, Shasta and Jackson counties.
In addition, all of CHPS health plans are connected to statewide and national provider groups to ensure that CHPS health plan members can access coverage close to home and beyond. Find favorite local physicians and hospitals contracted with CHPS and Interplan at our online Directory.